- Title Insurance – It protects an owner’s or a lender’s financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy
- Residential Closings – The consummation of a sale or purchase of a single family residence or condominium intended for use as a primary dwelling.
- Commercial Closings – The consummation of a sale or purchase of a vacant lot intended for development or a building used zoned for use as a business.
- Closing Document Preparation – Providing a preliminary closing statement for Realtors, Buyers, Sellers and Lenders in order to determine the final closing costs. Presenting lenders with local recording costs, state taxes and instructions for preparation of the Closing Disclosure and loan package.
- Mobile Notary – Traveling to the home, office or other location, for any party involved in a transaction, in order to verify their identity and sign documents.
- 1031 Exchanges – Under Section 1031 of the United States Internal Revenue Code (26 U.S.C. § 1031), the exchange of certain types of property may defer the recognition of capital gains or losses due upon sale, and hence defer any capital gains taxes otherwise due.
Prior to Closing
- Conduct Title Search
- Coordinate all aspects of title services with appropriate parties
- Prepare all necessary documents
- Schedule settlement
- Account for all funds
- Review closing documents
- Disburse all mortgage loan or sale proceeds
- Satisfy all lender requirements
- Record Transfer Documents
- Issue Title Insurance Policy